Heritage South Investments
Financial Planning
Estate Planning
Personal & Business Retirement
Plans
Stocks/Bonds/CDs/Mutual
Funds/Annuities
Planning for your future does not have to be overwhelming. Just like other areas of life, it is about setting goals, managing risk, and making the most of the opportunities you have to secure a sound financial future.
Financial planning is not a “get-rich-quick” scheme. It is a plan that considers your current financial situation and your long-term financial goals. In essence, it is the management of your financial life. Your financial plan can incorporate everything from savings strategies and debt management, to planning for college, retirement, or extended health care issues. Whatever your specific situation, it will always serve as the tool that will help you achieve your dreams.
Heritage South has experienced representatives on hand to assist you in establishing your financial plan. We will help you evaluate your current situation and set appropriate goals, then create your plan for getting you exactly where you want to go. Without a map to get you where you want to be, all roads will lead to one destination – lost and broke.
Estate Planning is an often overlooked part of your financial life because many people assume their estate is not large enough to worry with. What they fail to understand is that taxation and probate court often leave their loved ones without the legacy they wished to leave for them. If fact, without proper estate planning, you may leave your loved ones with serious financial burdens and tough decisions to meet any required settlement.
Heritage South’s representatives can help you understand issues as they apply to your estate. We can create a strategy to preserve your estate and minimize tax burdens to your loved ones. We can also assist you with planning for the management of your assets and guide you to professionals to help you with your wills and trusts. More than anything else, Herigate South can give you peace of mind that the legacy you wish to leave behind will be taken care of and protected for your loved ones.
Personal & Business Retirement Plans
Everybody has exciting plans for retirement. The problem is most of us spend little, if any, time planning for the financial ramifications of one of life’s largest transitions. Think about what it takes to get ready for the family vacation each year and what expense is involved with that vacation. Now imagine planning for a permanent vacation that may last up to 30 years! Unfortunately, we often spend more time planning vacations than we do planning for our retirement.
Heritage South has a variety of retirement options for individuals and business. We offer Individual Retirement Accounts (IRA), Roth IRAs, and Private Retirement Accounts (PRA) for individuals, and 401(k), Simple Plans and Simplified Employee Pension plans (SEP) for business owners, just to name a few.
Our representatives can explain the benefits of each plan and help you decide which one best suits your needs. We will then help you build a program that will maximize your investment returns, minimize your taxes, and keep your expenses to a minimum.
Stocks/Bonds/CDs/Mutual Funds/Annuities
Managing your financial portfolio is difficult at best. With so many options available and so many decisions to make, it is often difficult to know which financial mix is right for you.
In an effort to provide our clients the best service and options available, Heritage South is in partnership with UVEST Financial Services of Charlotte, N.C. UVEST is a full-service investment firm that offers traditional investment products such as mutual funds, fixed annuities, variable annuities, certificates of deposit (CD), and individual stocks and bonds.
Heritage South’s financial advisors are registered consultants of UVEST Financial Services. They can help you decide what investments are right for you, diversify your portfolio to help protect those investments, and build the program to ensure you maximum return for whatever length of time you choose to invest. We also pledge to review your progress on a regular basis and to adjust your portfolio as the changes in your life may dictate.
Stop listening to all the noise around you and give Heritage South an opportunity to serve all of your investment needs.
Securities are offered by, and Financial Consultants are registered with UVEST Financial Services, member NASD/SIPC. UVEST and Heritage South Financial Group, LLC are independent entities. Securities, with the exception of Brokerage CDs, (1) are not credit union deposits; (2) are not insured or guaranteed by the NCUA or any other government agency; (3) are not obligations of, or guaranteed by, any financial institution; and (4) involve investment risks, including the potential for fluctuation in investment return and the potential loss of principal.